Real Estate
POSITIVE Cash flowing investment and Cash flow properties
September 3, 2009 by Cash Flow Investment · Leave a Comment
Most of the investors in the market think that investment in Cash flow properties is very hard and needs a lot of time, money and experience to make some profit out of it. 
One of the major cash flow investing firms in the country had destroyed this concept because they are offering a totally different level of service.
Most of the agencies in this business will try to sell you a property for a good price and after that you are on your own. You have to start looking for home improvement contractors to start refurbishing this property for you. After that, you should make an extensive search to find a qualified tenant to rent the house. The final step that you will do for ever is to manage the property and help any problem that may come up on the surface.
This means that you need to have a lot of money upfront so you can pay for the r
ehabbing, you need a lot of experience to find the right tenants to start generating cash and finally you should have a lot of time in order to keep looking after your cash flow investment.
When you deal with Mel Kim Income Properties, you will be surprised that all you have to do is to choose the suitable property for you. The first thing that you will find out is that the property is already rehabbed so, you will be paying for a ready – to – use property, there is no time wasted in development jobs and fixing windows and doors. Not to mention that Mel Kim Income Properties are getting you houses with about quarter its market value today.
Not only that but, the experienced team of agents at 
Mel Kim Income Properties will deliver most of the properties with a qualified tenant already on board for a guaranteed year lease. This is translated into “money from day one”, you do not need to search for someone to rent the house and you do not need to waste that precious time. It is a very good thing to start making money just after you sign the papers because it makes you feel that you are harvesting the first fruits of your cash flow investment.
The last thing you need to know is that although Buy Income will Give you one full year guarantee for the house and its condition, you do not even need to manage the property of deal with the tenant throughout that year because an expert team of property managers will do this job for you totally free of charge for the first year and if you are satisfied with the service then they can extend their services against a very low fee.
It is a real bargain out their waiting for the right investor to grab. Be the first and do not waste your time.
Real Estate
Start a safe investment today with MEL KiM Income Properties
September 3, 2009 by Cash Flow Investment · Leave a Comment
The current economic market status is very unstable and people are now looking for more stable investment to start. Cash flow properties are much better than holding your money in a bank because you are getting constant monthly or annual profit while your capital is also increasing in value so you are winning on both sides.
The only thing that holds a lot of investors from entering such venue is the long hassle they would go into until they get a property up and running. Every investor knows that he or she should buy a property with good price then improve its condition then after that rent it to a good tenant with a proper lease and finally keep taking care of the property to keep generating the profit you want.
If you are looking for a real safe investment then you need to deal with experts. Mel Kim Income Properties will do all the required steps for you. The process starts with the expert team of professionals who are roaming the country to find the best deals of properties sold for less than the real market values. After that they will deliver this property to you on turn – key basis. This means that you can start gaining your profit once you sign the contract.
This is not only the package that you will have. Even if you have no experience in Cash flow investment and the involved skills in that venue, you do not need to worry because a full team of professionals in Mel Kim Income Properties are working for your own convenience.
The benefits are countless but let us review some of them here to give you an idea about how safe is the process.
- The property is in a new or totally renewed condition, the price you are paying is all what you need to pay, no extra cost at all.
- The cash flow properties are guaranteed one full year so you do not need to worry about the quality of the work done to the house.
- The property already has a qualified tenant on board for one year contract. This means that no time is lost to find a good one to rent the property.
- The property has a one year of free management and that makes you free to look for more properties to buy instead of depleting your power in managing the property.
- There is a qualified team in the property site to manage it.
- There is no closing cost for the properties so the listed price is the price you pay, nothing more.
To recap the whole process, you will pay for a cash flowing property and you will start generating profit from day one and best of all, you do not have to do kind of work on your side.
Call Mel Kim Income Properties today and start the safes investment in the Cash flow properties business.
Real Estate
The Best Properties Investment
September 3, 2009 by Cash Flow Investment · Leave a Comment
The Florida real estate market is now forming a golden opportunity to those who think about cash flow investing. It is suitable for those who want to run a risk free business of renting a property and get a steady income every month but, it is not suitable for everyone because of some points.
Some people do not prefer property running because they have time and some of them will pass on this opportunity because they think that it needs huge funds and others will think that they have to travel long distance in order to buy a property that suits their budget.
Now, buy income properties is offering a real opportunity for those who are still hesitated about their decision. Buy Income is offering houses that are new or already renovated this means that there are no initial hidden costs at all. You will get a house that is ready to be rented with no heating or gas supplies to be fixed or broken windows that need to be replaced.
Moreover, you will get the property already rented and this is the dream of every investor because this means that your investment properties will start generating money from the very first day you buy them. In other words, you will get the house and you do not have to waste time to fix it and you do not have to spend a lot of time o rent it but, you will get it up and running from day one.
Income properties is a very lucrative business but if you are afraid to enter it because you do not have time to manage your building then you can depend on Buy income properties to manage your cash flow properties.
Also some people think that a rented house will cost them a lot of money but Buy Income properties is offering properties with great prices and most of them can generate a profit that covers what you paid in less than 5 years. This means that after five years you will get all what you have paid and since that date you will start getting pure profit.
It is a very good investment for those planning to retire after a while or those who want to secure a second line of income.
The best of all is that Buy income properties is offering one year warranty cover for most of the properties they sell and they will also offer a one year management free for these cash flowing properties too.
Do not waste your time with other agencies and offers and head directly to the real experts who can help you to generate profit from cash flow properties.
Real Estate
Why deal with MEL KiM Income properties?
September 3, 2009 by Cash Flow Investment · Leave a Comment
Mel Kim Income Properties is one of the best Florida real state agencies because they had been working in the field of cash flow properties for the last 35 years and they really know how to provide the best opportunities for their investors.
All their properties are new or completely renovated to the minor details, this means that you will not pay a penny to fix or replace anything. This is a great addition because most of the properties in the cash flow investing market need some renovation before you can make profit renting it.
Another point that holds a lot from entering the cash flow properties market is that they think how they can get a qualified Tenant to rent the house so they can start generating profit. Mel Kim Income Properties will offer you the house already rented by a qualified Tenant so you will not do any kind of marketing or placing ads in anywhere and they will also guarantee you a one year renting for most of the properties they are selling.
If you are willing to invest in Florida real estate market then Buy Income is your best choice because you will generate profit since the first day you own the property. And with the amount of money they rent the house for, you will be able to get all what you paid within 5 or 6 years maximum for most of the properties they have in their inventory.
Mel Kim Income Properties will also cover the house warranty for the first year, this guarantee that you will not own the home and the very first day you will hear from the tenant that the floor is cracking or the water pipes are leaking.
Cash flow properties is all about making profit so, when you get a house that is completely new or completely renovated and generating profit from day one then you have got yourself a real deal. And if you do not have the time to run the property and deal with everything, Mel Kim Income Properties can manage all your cash flowing properties with a team of experts who knows how to deal with tenants and maintenance contractors as well.
It is a whole package that has nothing missing. Do not spend much time thinking about whether it works for you or not. Mel Kim Income Properties made it work for everyone as they will get you the property which is already rented and the tenant is guaranteed to pay for a full year. Cash flow investing could not be better than this
Real Estate
Ways to Invest In Real Estate Beyond Just Buying a House
September 1, 2009 by Qualified Investors · Leave a Comment
ALTERNATIVE INVESTING, REAL ESTATE, REITS, ETFS, INVESTING, MORTGAGES, HOUSING
CNBC.com | 31 Aug 2009
But the market was strong, and soon it seemed they could sell the house for $899,000, so they decided on more improvements.
“By the time we got to market, people were going crazy,” he says. “Some said we could get $1.2 million.”
In the summer of 2006, the house sold for $920,000—more than they initially expected, but at little or no profit.
“If we had stuck to the original plan, the thing would have sold in a week and we would have ended up in the same or a better financial position,” Isaksen says. “After we backed out the carrying costs, it was within dollars of where we originally planned to be.”
The lesson, he says: “Plan your work and work your plan.”
Real estate is a common means of diversifying a portfolio and hedging against inflation.
“As inflation occurs the value of your property will go up,” says Todd Huettner, president of Huettner Capital, a Denver-based real estate financing brokerage. “Then there’s the financing. You’re borrowing dollars when they’re cheap today and paying them back when they’re worth less.”
But depending on how you get into real estate, it can be a time consuming, complex and (as the recent bust proves) risky proposition.
There are many ways to invest—in properties or funds; in commercial, residential or industrial; in single-family homes or condos. Each strategy has advantages and disadvantages, but experts say there are a few principles that hold true across the board.
First, do your homework. “Don’t feel obligated to do the deal if you don’t have all the information you need,” advises Gregor Watson, managing partner at McKinley Capital Partners, a $30-million dollar real estate fund in Florida. “Just because it’s free doesn’t mean it’s a good deal.”
That means examining market dynamics for the segment you’re considering, knowing how financing works, understanding all the aspects of the deal. “If it’s outside your area of expertise, hire professionals,” Watson says.
Be skeptical of deals that seem too good to be true.
“Be careful of the real estate agents—they’re out to make a sale,” says Marty Sumichrast, an entrepreneur, venture capitalist and real estate investor.
And finally, expect things to go wrong. “What if you had a vacancy and needed a new roof and a water heater, all in 30 days?” Huettner asks. “If you see all the things that could go wrong, you’ll usually end up being okay.”
With those principles in mind, you need to figure out how you want to invest. That choice will depend on your personal and financial goals and predilections.
REITS And ETFS
George Van Dyke, an independent financial consultant in Towson, Maryland, advises his clients to use real estate investment trusts, EITS, and exchange-traded funds, ETFs, to diversify into real estate. The vehicles are fast and easy ways to get into different properties, geographical areas and real estate classes.
“With publicly traded securities you can remain liquid,” he says. “If you can’t tolerate the risk, you’re not forced to go and sell a physical piece of real estate, which could take months.”
It’s also relatively simple to limit risk by using a trailing stop loss order, which automatically sells an asset if it drops below a certain predetermined price.
“If the real estate investments we utilize go up for an extended period of time, it is possible to lock in years of gains,” Van Dyke says.
With REITs and ETFs, you don’t have any of the hassles or liabilities that come with being a landlord or a property owner. But some investors are looking to be more hands-on. And, Van Dyke notes, you may be missing out on some money.
“The returns that you would get on a physical piece of real estate would exceed what you would get on a publicly traded security,” he says.
Residential: Single Family
For many, the next step up is investing directly in a property.
“Residential is the easiest and lowest risk,” Huettner says. “You don’t have to have a few million bucks to get involved, and you can get a 20-year fixed-rate loan at a really low rate, putting down 20 or 25 percent.”
The simplest approach is to buy a house or apartment unit to rent, especially since most of us are familiar with home ownership.
“If you’re starting in single family, buy in the neighborhood you’re working in,” Isaksen suggests. “You’ll know about the area. You’ll be able to get there easily.”
When looking for properties, consider how the home fits into the neighborhood and the current housing market. If a property is dirt cheap, ask yourself why.
“Is it because it’s a three-story townhome in suburbia?” Watson says. “Don’t just look at price. Make sure the product matches the market.”
Isaksen advises making sure you’re in the middle tier of the neighborhood in terms of size and price.
“You don’t want to be the highest end home on the block,” he says. “You don’t want to have to lead the market.”
Keep in mind that single-family homes require hands-on management, and so are difficult to run from afar. Also, make sure you’re okay with being a landlord.
“Some people aren’t cut out for it,” Huettner says. “They don’t feel comfortable telling someone they’re behind on their rent.”
Another potential downside: cash flow is all or nothing. If you lose your tenant, it drops to zero.
Residential: Multifamily
On the other hand, if you have 20 tenants and one moves out, you still have 19 others paying the rent, Isaksen says.
Other pluses of investing in this category: your rentals are all in one location, so there is one lawn to mow and one roof to repair; if the property is large enough—over 80 or so units—you can hire a professional manager.
“Then you’re not in the landlording business—you’re in the property ownership business,” Isaksen says. “You’re not getting called at two in the morning to fix that toilet.”
On the downside multifamily properties are often more expensive than single family homes, and the financing is different.
For one, loans are based on debt service ratios—an assessment of the cash flow rather than an appraisal of the resale value. There are more financing options for loans over $1 million, Huettner says.
Local bank loans will typically be portfolio loans, and be 10- to 15-year fixed rate loans, which means high payments, or 20-year loans with balloon payments.
Commercial
“A lot of the residential investments on the market are foreclosures,” says Tim Grizzle, author of Creating Wealth in a Turbulent Economy, a CPA and a commercial real estate broker, registered investment advisor. “I just don’t want that karma.”
Another reason he invests in moderate-sized commercial properties is that the rents are generally higher than with residential properties.
Lending for commercial properties is based on the income the properties produce.
“Generally the income the property produces needs to be 1 1/4 times the debt service,” Grizzle says. Financing can be difficult to obtain these days, but private investor groups are a common option. “Basically you call everybody you know and ask if they know anyone who has money to invest.”
When seeking out potential properties, research local market dynamics—the commercial real estate saw is, “Retail follows rooftops.”
Shari B. Olefson, author of “Foreclosure Nation” and an attorney with Florida-based law firm Fowler White Boggs, suggests strip shopping centers as an investment.
Though retailers are not doing well currently, grocery stores, discount stories and drugstores are.
“Look for a local strip venture that you’re familiar with and has local businesses that people use and need,” she says. Also be aware that they need to be renovated every five to ten years.
But no matter what you’re considering, don’t be afraid to walk—for any reason.
“The best investment decisions are usually the properties that you turn away,” Huettner says. “There will always be other great deal.”
© 2009 CNBC.com http://www.cnbc.com/id/32329465/
Real Estate
Credit Investors
August 26, 2009 by Qualified Investors · Leave a Comment
If you wish to take a step into property investing then let me assure you that We Have done most of the hard work for you already.
We are a large group of professionals that we go out there and use our money and knowledge and take a risk to produce for you a finish product that will produce more the 20-30% of positive cash flow with qualify tenants and management in place.
We offer investment properties buyers and investors the opportunity to maximize their investment dollars while minimizing the hassles that are often associated with investing in real estate.
We do this by specializing in selling “Turn-Key” Investment Properties.
Our Properties come fully rehabbed and rented to qualified Tenants. Our team of proven service professionals are with you every step of the way after the sale to ensure your investment is a successful one.
Please Click HERE for our Contact Page >>>>
Or
melkimrealty@gmail.com
Real Estate
Buy Cash Flow Homes in New York and Florida
July 14, 2009 by Qualified Investors · 4 Comments
Buy Positive Income Investment Homes From $32,000
With MEL Kim Investment real estate you can Buy Positive Cash Flow Homes. Finding great income generating properties throughout the country. We do all the homework for our clients and locate single family properties that will cash flow in the rental arena. Our goal is to provide quality investment homes to our clients that are in a price range in which they can be purchased with a small loan amount or even all cash. Where else can you purchase a home for $32,000 that is fully renovated and with tenant some properties are qualified for government rental help such as section 8 and can bring in more then $1200 per month. If you are tired of being upside down in your investment properties and need a few income generating rental homes that will offset your costs, then MEL KIM Investment real estate Positive Cash Flow Homes is the resource for you!!
We are a one stop shop!! Not only do we provide quality investment properties, but we provide the following services to make your purchase as easy and smooth as possible:
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When you buy an investment property from MEL Kim Investment real estate, it is a hassle free purchase because we do all the work for you!! Our property managers, in most cases, have your investment homes rented before you ever close escrow. If you’re interested in purchasing income generating properties, then kick back, relax and let Positive Cash Flow Homes go to work for you
We sell high quality, turn-key, high cash flow properties with built-in equity. Our service allows the savvy investor to purchase a property with high cash flow and equity, maximizing their portfolio and minimizing the normal headaches that accompany being a landlord.
There is no better time than now to invest in real estate. The incredibly low prices due to the foreclosure boom now allow investors to purchase property for less than before. This creates better cash flow and long term capital appreciation. Volatility in the stock market makes investing on Wall Street trickier and riskier than ever before. This makes investing in real estate the best way to increase income, build wealth and achieve long term financial security and independence. However, it is not easy…..
We invite you to see why we are the USA leader in investment property. With over 1500 properties sold and a nearly 85% return buyer rate, come see how we can assist you in your journey to building wealth through investing in real estate.
Real Estate
Use your credit (no-money) to own this monthly Massive Cash Flow !
June 6, 2009 by Qualified Investors · Leave a Comment
Our properties gives you the power to be financially comfortable with NO money out
of your pocket.
This translates into 5 to 6 figure profits for each transaction.
The homes selected for this program are new or in excellent condition, in nice neighborhoods
and have a qualify tenants with a lease in place. and with a management team to
take care of the home on your behalf.
Section 8 Tenant on a New One Year Lease @
$1350 a Month- Massive Cash Flow on this One!! Appraised value $165,000 Price and
loan amount $105,000 (instant equity $60,000) Cash in your pocket at closing $5250
Money out of your pocket $0.00
Stories: 1.5 Beds: 5 Baths: 2 Sq. Ft.: 1,800
Your benefits as a Credit investor…
* No money out of your pocket. NEVER (not for
down payment and not for closing cost)
* instant equity of 25% to 45%
($25000 to $80,000) * instant cash at closing for you to spend freely ($5,000 to
$30,000)
* Huge 5 to 6 figure profits for each transaction
* Positive income every month * All tax benefits
* 100% of all the Maintenance, Tax, Management and Mortgage
payment are cover from the rent.
* 100% of all Net Operating Income * 100% of the
future appreciation * 100% of Principal Paydown
* Investment fully secured by property
* Great management team to deal with tenants and maintenance
* One Year Home Warranty.
* One Year management FREE.
The loan to the Credit investor for that purchase is a full doc. Minimum credit scores are presently 700+. For more information please
e-mail to above address with your name, phone number and your credit score.
Real Estate Investment, Secrets to Investing in Real Estate
Real Estate
Zero Down Real Estate Investing >> YES YOU CAN
June 4, 2009 by Qualified Investors · Leave a Comment
Our properties gives you the power to be financially comfortable with NO money out of your pocket. This translates into 5 to 6 figure profits for each transaction.
The homes selected for this program are new or in excellent condition, in nice neighborhoods and have a qualify tenants with a lease in place. and with a management team to take care of the home on your behalf.
Section 8 Tenant on a New One Year Lease @ $1350 a Month- Massive Cash Flow on this One!!
Appraised value $165,000
Price and loan amount $105,000 (instant equity $60,000)
Cash in your pocket at closing $5250
Money out of your pocket $0.00
Stories: 1.5
Beds: 5 Baths: 2 Sq. Ft.: 1,800
Your benefits as a Credit investor…
* No money out of your pocket. NEVER (not for down payment and not for closing cost)
* instant equity of 25% to 45% ($25000 to $80,000)
* instant cash at closing for you to spend freely ($5,000 to $30,000)
* Huge 5 to 6 figure profits for each transaction
* Positive income every month
* All tax benefits
* 100% of all the Maintenance, Tax, Management and Mortgage payment are cover from the rent.
* 100% of all Net Operating Income
* 100% of the future appreciation
* 100% of Principal Paydown
* Investment fully secured by property
* Great management team to deal with tenants and maintenance
* One Year Home Warranty.
* One Year management FREE.
The loan to the Credit investor for that purchase is a full doc. Minimum credit scores are presently 700+.
For more information please e-mail to above address with your name, phone number and your credit score.
Real estate with zero down? Why would a seller walk away from closing with nothing? They wouldn’t, and that brings an important point about real estate investing with no downpayment: The seller almost always needs to get cash at closing, but it doesn’t have to be YOUR cash.
Zero Down Example
I’m selling a rental property right now, with payments of $400/month. The buyer has good credit, and his $5,000 downpayment covers closing costs and even a foreclosure, if necessary. At this point, I don’t care where he gets the downpayment. A $6000 cash advance on a credit card for example, would cost him about $135 per month, and provide enough for the downpayment and his closing costs.
In this case, with rent around $600 per month, he’d be okay. In many cases, however, the extra $135 would cause negative cash-flow. However you do it, just be sure the numbers work. By the way, I would have accepted payments of $350, if he had asked, because it’s the price and the interest rate that are important to me.
More Zero Downpayment Methods
While some sellers (like myself) are able to offer terms and low downpayments, most need or want at least 70% of the price in cash. This means you need to think in terms of how to get a primary loan, then how to raise the money for the remainder. Some examples follow.
Some banks do “no doc” loans, meaning they don’t require verification of your income, source of downpayment, etc. They’ll generally loan 70% to 80% of the property value, so if the seller is willing to take a second mortgage from you for the other 20% to 30%, you’re in with no money down. The seller gets 70% or 80% now in cash, plus payments for years to come. You’ll have two payments, of course, so be sure that the numbers work.
You can borrow against your home or other property you own to come up with downpayment money. You can borrow from friends and family. You can borrow against your car if you owe nothing on it. If you borrow for a “vacation,” and leave whatever you don’t spend in your checking account for a while, you can use it without violating bankers rules about borrowing for a downpayment.
There are usually a few “note buyers” around, even in smaller towns. These investors buy land contracts, mortgage loans and other “notes” at a discount. Say a seller takes a purchase money mortgage from you for $100,000, for example. A note buyer might pay him $85,000 for it. How does that help you or him?
An example: A seller prices his property at $194,000, but expects to sell it for about $180,000. You offer $205,000 (making sure you’ll still get cash flow) in the form of a mortgage for $160,000, and another for
$50,000. You arrange for the sale of the first mortgage at closing for $136,000 to a note buyer. The seller gets $136,000 cash, plus payments from you on the second loan for $50,000. Notice this adds up to $186,000, which is more than he expected to get out of the deal.
These are some of the ways you can buy with zero down. Real estate investing is about making a deal work for all parties. Find ways to get what you want, and get the seller what he wants. That’s more important than having large amounts of cash on hand.
If you are investing in single family homes, and want to do so with zero down, you may also want to read the article on
