Cheap Real Estate Investment
Today's State of Florida is an unbelievable Buyer’s market
June 16, 2009 by Qualified Investors · Leave a Comment
About The Opportunity
Positive Cash Flow Returns Through Property Investment
Today’s State of Florida is an unbelievable Buyer’s market, particularly for Florida Real Estate. Even here in the the Sunny state, where the market has its most down cycles, which provide important opportunities for those who are prepared to take advantage of them. Right now, it is a bona-fide Buyer’s market. For the first time in years, we are able to provide our investor friends with Fully Renovated, Rented, Cash Flowing single-family and multi-family residences at below market prices, a completely turn-key investment. Mel Kim Investment Real Estate’ investor-friendly program allows you to build a strong portfolio of properties that can provide you with the following:
Check Out our Income Properties HERE <<
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· Immediate positive cash flow through the “Mel Kim Investment Real Estate” program, meaning you will have a positive cash flow in your very first month of ownership.
· Diversification from your other financial investments.
· Built-in Instant Equity in each property {20-35%}, which can be realized, along with future appreciation, when the properties are eventually sold.
· Newly remodeled properties that are in excellent rental condition.
· Tenants that have been screened and have paid rent and security deposit, which will be assigned to you at closing.
· Guaranteed tenant rents for the first 3 full months. Plus 1 year Home Warranty. Plus a ‘clean’ bill of health from a licensed Home Inspector. And more…
Check Out our Income Properties HERE <<
This program is not about speculating on real estate in the remote areas of the South and central Florida including Miami, Ft Lauderdale, Orlando, Tampa Florida.
We understand that your time is extremely valuable, and that you may not have a ready network of experts to help with identifying and negotiating deals, financing, title work, making repairs/improvements, securing tenants, and handling tenant communication/administration.
We also understand that if you can utilize your financial status and credit score to buy and control your properties, rather than spending lots of your cash to do so, it is preferable and allows you to build a larger portfolio. The principals of Mel Kim Investment Properties — MEL, Kim and Joseph Silberman — possess the experience, know-how, and network necessary to deliver these Cash Flow Properties to you. They have bought/sold over $100 Million of Western NY and Florida real estate, they currently own over $10 Million of residential properties, and they control over $10 Million of Commercial and Residential Development projects under sister companies (see Mel Kim Investment Properties website for summary).
Credit Score 700 and UP is all you Need | NO MONEY DOWN { optional }
Sign Up Right Now to get a FREE “Mel Kim Investment Real Estate Qualified Properties” INSTANTLY!
In this package you will discover how you can build from positive Real Estate Investment roughly $448,000 to $1,400,000 in instant equity and keep tens of thousands of dollars in your pocket.
You will find an Florida Market Report and learn why Florida is one of the best cities in the nation to buy real estate RIGHT NOW. We will also give you a step by step breakdown of a sample transaction in detail! We are confident that after you read this package you will fully understand our program and the difference between a traditional real estate investment and the Mel Kim Investment Real Estate Investor model.
The Bad News is — we have limited inventory and we are only signing up a handful of investors, so make sure you are one of them…
Please Email us at MelKimRealty@gmail.com : We will not share your email address with anyone else, period.
We Value Your Privacy! Check Out our Income Properties HERE <<
Our Other Ads and Opportunities in Details
Our properties gives you the power to be financially comfortable with or without money down out of your pocket.
This translates into 5 to 6 figure profits for each transaction.
The homes selected for this program are new or in excellent condition, in nice neighborhoods and have a qualify tenants with a lease in place. and with a management team to take care of the home on your behalf.
Section 8 Tenant on a New One Year Lease @ $1350 a Month- Massive Cash Flow on this One!!
Appraised value $165,000
Price and loan amount $105,000 (instant equity $60,000)
Cash in your pocket at closing $5250
Money out of your pocket $0.00
Stories: 1.5
Beds: 5 Baths: 2 Sq. Ft.: 1,800
Your benefits as a Credit investor…
* No money out of your pocket. NEVER (not for down payment and not for closing cost)
* instant equity of 20% to 45% ($25000 to $80,000)
* instant cash at closing for you to spend freely ($5,000 to $30,000)
* Huge 5 to 6 figure profits for each transaction
* Positive income every month
* All tax benefits
* 100% of all the Maintenance, Tax, Management and Mortgage payment are cover from the rent.
* 100% of all Net Operating Income
* 100% of the future appreciation
* 100% of Principal Paydown
* Investment fully secured by property
* Great management team to deal with tenants and maintenance
* One Year Home Warranty.
* One Year management FREE.
The loan to the Credit investor for that purchase is a full doc. Minimum credit scores are presently 700+.
For more information please e-mail to melkimrealty@gmail.com address with your name, phone number and your credit score
akron/canton, appleton, daytona, fl, delaware, dubuque, eastern, fort myers, ft lauderdale, halifax, hickory, jacksonville, keys, killeen, laredo, lexington, lincoln, lynchburg, mankato, miami, monroe, montana, new hampshire, orlando, quebec city, rochester, rochester, san marcos, st. augustine, tallahassee, tampa, toledo, treasure coast, wausau, west palm beach, winston salem
Cheap Real Estate Investment
Florida Real Estate investment opportunities
June 7, 2009 by Qualified Investors · 3 Comments

Looking for Investment Opportunities? We have Income Properties …
“If You Want To *Build Your Wealth* and
Prepare for Retirement by Investing in Real Estate -
Florida is an Excellent Place to Invest!”
Check Out our Income Properties HERE <<
~ Mel Kim- Florida Investment Property Specialist
Our properties gives you the power to be financially comfortable with NO money out of your pocket. This translates into 5 to 6 figure profits for each transaction.
The homes selected for this program are new or in excellent condition, in nice neighborhoods and have a qualify tenants with a lease in place. and with a management team to take care of the home on your behalf.
Section 8 Tenant on a New One Year Lease @ $1350 a Month- Massive Cash Flow on this One!!
Appraised value $165,000
Price and loan amount $105,000 (instant equity $60,000)
Cash in your pocket at closing $5250
Money out of your pocket $0.00
Stories: 1.5
Beds: 5 Baths: 2 Sq. Ft.: 1,800
Your benefits as a Credit investor…
* No money out of your pocket. NEVER (not for down payment and not for closing cost)
* instant equity of 25% to 45% ($25000 to $80,000)
* instant cash at closing for you to spend freely ($5,000 to $30,000)
* Huge 5 to 6 figure profits for each transaction
* Positive income every month
* All tax benefits
* 100% of all the Maintenance, Tax, Management and Mortgage payment are cover from the rent.
* 100% of all Net Operating Income
* 100% of the future appreciation
* 100% of Principal Paydown
* Investment fully secured by property
* Great management team to deal with tenants and maintenance
* One Year Home Warranty.
* One Year management FREE.
The loan to the Credit investor for that purchase is a full doc. Minimum credit scores are presently 700+.
For more information please e-mail to above address with your name, phone number and your credit score.
If you’re looking for excellent investment properties to add to your investment-portfolio this year, look-no-further than the beautiful Florida properties I’m presenting on this site!Hi my name is Mel Kim – and I specialize in helping regular people (just like you) to build wealth and prepare for retirement by investing in real estate…
As a real estate investor myself, I know how important it is to you to make investment decisions that will increase your net worth (without “breaking the bank” or taking too much time to manage) and that’s why I’ve chosen Florida as one of my top-picks for investing!
I’ve taken a great deal of time and effort to study, compare, and appraise these properties for their wealth-building potential – so that you don’t have to.
Positive Cash Flow
Many investors are looking for investment properties that produce positive cash flow. The Florida Investment Properties on this website are very affordably priced – and depending on the type of financing you choose – they can easily produce positive cash flow for you (if that is what you want). But there’s something even more impressive than the potential for monthly positive cash flow – and that is…
Appreciation |
Certain areas of Florida are know to be among the highest appreciating markets in the nation! This is due to a number of factors – all of which I take into careful consideration for each of the properties I’m presenting to you on this site. Experience-investors know the value (and long-term cash flow benefits) of owning properties that are in highly-appreciating markets – and that’s exactly what I’m committed to bringing to you here.
…Another important factor for real estate investors – is being able to keep your properties rented out – and Florida is great for this because of it’s history of…
High Occupancy Rates
On average, there are nearly 600 people moving to Florida every day (that’s more that 2 and a half times the amount of any other state in the nation)! Many of these people are baby-boomers entering into the first phase of retirement (of which there will be about 18 more years of) and they ALL need places to live.
Now consider all of the jobs that exist for the entertainment and technological markets. This jobs provide many, many employees who make great and stable renter for your properties.
Hands-Off Management
Another one of the things I look for in Mel Kim Florida investment properties is onsite management. This means that your investment is cared for by an association that is always around – supporting you by maintaining your investment and keeping it consistently rented out. My Florida income properties are managed this way – and I love it because all I have to do is collect the rent, pay the mortgage, and watch my net-worth increase!
Tax Benefits |
We can’t really talk about real estate investing without mentioning one of the most favorable aspects – the tax benefits!
Beware Of “Shady Agents”!
Some agents, companies, and brokers will try and “steal your sunshine” by telling you “how nice” the properties they represent are – and “what a great buy they are” – without even seeing or actually inspecting them in person! People like this don’t care about your success (or failure for that matter) – so don’t let them fool you into making poor investing decisions…
I’m committed to your success and to bringing you only the finest investment properties on the market today! That’s why I drove over 1000 miles across the sunny-state of Florida to personally inspect every property featured on this site.
You have my word that all of the properties presented on this site are only those that I would invest in myself!
Let Me Do The Hard Part For You!
With all of the factors to consider when buying investment property – you don’t need to let yourself be bogged down or discouraged by the endless supply of literature, websites, brochures, and otherwise useless-information on the market these days. I know what to look for in finding high-quality developments (it’s something I’m very passionate about)
You can easily download this information in a convenient .pdf file that will answer all your questions about these developments (as well as a bunch that you probably haven’t even thought of yet)…
Use this FREE-information to make wise investment decisions – and get on with the process of Building Your Wealth - instead of being stuck in “analysis paralysis”!
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Cheap Real Estate Investment
All you need is good credit to make huge profits in real estate
June 4, 2009 by Qualified Investors · 2 Comments

By Mel Kim, Founder of Mel Kim Realty Investments
This is the perfect choice for passive real estate investors. Our program gives you the power to be “the bank”. This translates into 5 to 6 figure profits for each transaction with profit of 21.5 to 24.3% (see sample projection).
The homes selected for this program are in good to excellent condition, in nice neighborhoods and do not require rehab.
Most transactions are in the $75,000 to $500,000 range.
How it works…
Buyers that are not yet credit ready to be approved for standard home purchase loans or just want to avoid the “red tape” associated with the regular mortgage process, can have a “Credit Partner” (credit investor) purchase the property for them.
The investor loan to the Credit Partner for that purchase can be full doc or stated. Minimum credit scores are presently 680. The Credit Partners need some verifiable liquid or semi-liquid assets for “reserves” (bank deposits, stocks, bonds, mutual funds, retirement accounts, cash value of insurance or other). These funds only need to be verifiable and are not actually used.
Each property is resold by the Credit Partner using a Lease Purchase Agreement (or alternative), with a typically 3 year term. Closing costs are paid by the Buyers or a participating third party independent real estate investor (not the Credit Partner). Since you are not paying any closing costs, your cash-on-cash rate of return on investment skyrockets.
The buyer pays the mortgage payments for the Credit Partner’s investor loan (principal, interest, insurance, taxes and all other costs).
The Credit Partners receive an estimated 3.5% as an annual compensation/profit for the use of their credit plus an instant 11% cash/equity position (profit) at closing.
“Credit Partners” if classified by mortgage companies as “seasoned investors” can often participate in up to 10 or more transactions per year.
Closing costs are usually paid by a 3% seller contribution. Any amount exceeding the 3% is being immediately and fully reimbursed after closing.
This provides a rare opportunity to invest into real estate. Magix Professional Network Members and other registered real estate investors will have both sellers and buyers ready for the transaction and arrange for the financing and Lease Purchase transaction. An experienced third party mortgage payment processing company functions as a collection and bill paying service for the applicant/buyer and Credit Partner.Your benefits as a Credit Partner…
• Huge 5 to 6 figure profits for each transaction
• Investment fully secured by property
• Applicant/end-buyer pays 10% cash down from their own funds
• Credit Partner receives all stated amounts net of all costs and fees
• Third Party payment processing for your protection
• Tax benefits (all or shared)
• No management costs
• 100% of all the Maintenance and Repair costs are paid by the end-buyer/lessee
Depending on the Credit Partner’s particular credit an investor loan may be obtained for 80% or 90% of the purchase price.
Credit Partners qualifying for 90% financing will realize a zero cash investment (since the Buyer contributes a 10% cash down payment) receiving a minimum of 11% in cash immediately after closing. The obvious benefit here is the immediate upfront cash profit.
With a qualification for 80%, the Credit Partners need to pay 10% cash down (which will be combined with 10% from the end-buyer for a total 20% down payment). With the upfront compensation the Credit Partners realize a net zero cost investment (since the 10% down payment is fully recovered by payments to the Credit Partners after closing), receive a minimum of 1% cash at closing plus receive an immediate 10% equity position in the property. The benefit is an almost 13% higher profit over three years compared to the 90% financing.
The following sample projections are based on a $300,000 property value.
1.
A typical transaction with 90% financing has the following profit points:
Upfront compensation (at closing) 11% of 90% = $29,700
Annual additional compensation 3.5% (of 90%) = $ 9,450 with $787.50 monthly payments. Over 3 years that amounts to $28,350 (10.5%)
Total = $58,050 = 193.5% based on 10% Credit Partner down payment over three years (21.5% based on 90% – 80% financing plus 10% down)
2.
A typical transaction with 80% financing has the following profit points:
Upfront compensation (at closing) 11% of 90% = $29,700 (1% compensation is cash, 10% is the equity interest which will be cashed out after 3 years)
Annual additional compensation 3.5% (of 80%) = $ 8,400 with $700 monthly payments. Over 3 years that amounts to = $25,200 (10.5%)
Interest on 10% Credit Partner down payment (estimated at 12% per year) equals 1.2% of the transaction = $3,600 with $300 monthly payments, over 3 years 3.6% = $10,800
Total = $65,700 = 219% based on 10% Credit Partner down payment over three years (24.3% based on 80% financing plus 10% down)
Cheap Real Estate Investment
Zero Down Real Estate Investing >> YES YOU CAN
June 4, 2009 by Qualified Investors · Leave a Comment
Our properties gives you the power to be financially comfortable with NO money out of your pocket. This translates into 5 to 6 figure profits for each transaction.
The homes selected for this program are new or in excellent condition, in nice neighborhoods and have a qualify tenants with a lease in place. and with a management team to take care of the home on your behalf.
Section 8 Tenant on a New One Year Lease @ $1350 a Month- Massive Cash Flow on this One!!
Appraised value $165,000
Price and loan amount $105,000 (instant equity $60,000)
Cash in your pocket at closing $5250
Money out of your pocket $0.00
Stories: 1.5
Beds: 5 Baths: 2 Sq. Ft.: 1,800
Your benefits as a Credit investor…
* No money out of your pocket. NEVER (not for down payment and not for closing cost)
* instant equity of 25% to 45% ($25000 to $80,000)
* instant cash at closing for you to spend freely ($5,000 to $30,000)
* Huge 5 to 6 figure profits for each transaction
* Positive income every month
* All tax benefits
* 100% of all the Maintenance, Tax, Management and Mortgage payment are cover from the rent.
* 100% of all Net Operating Income
* 100% of the future appreciation
* 100% of Principal Paydown
* Investment fully secured by property
* Great management team to deal with tenants and maintenance
* One Year Home Warranty.
* One Year management FREE.
The loan to the Credit investor for that purchase is a full doc. Minimum credit scores are presently 700+.
For more information please e-mail to above address with your name, phone number and your credit score.
Real estate with zero down? Why would a seller walk away from closing with nothing? They wouldn’t, and that brings an important point about real estate investing with no downpayment: The seller almost always needs to get cash at closing, but it doesn’t have to be YOUR cash.
Zero Down Example
I’m selling a rental property right now, with payments of $400/month. The buyer has good credit, and his $5,000 downpayment covers closing costs and even a foreclosure, if necessary. At this point, I don’t care where he gets the downpayment. A $6000 cash advance on a credit card for example, would cost him about $135 per month, and provide enough for the downpayment and his closing costs.
In this case, with rent around $600 per month, he’d be okay. In many cases, however, the extra $135 would cause negative cash-flow. However you do it, just be sure the numbers work. By the way, I would have accepted payments of $350, if he had asked, because it’s the price and the interest rate that are important to me.
More Zero Downpayment Methods
While some sellers (like myself) are able to offer terms and low downpayments, most need or want at least 70% of the price in cash. This means you need to think in terms of how to get a primary loan, then how to raise the money for the remainder. Some examples follow.
Some banks do “no doc” loans, meaning they don’t require verification of your income, source of downpayment, etc. They’ll generally loan 70% to 80% of the property value, so if the seller is willing to take a second mortgage from you for the other 20% to 30%, you’re in with no money down. The seller gets 70% or 80% now in cash, plus payments for years to come. You’ll have two payments, of course, so be sure that the numbers work.
You can borrow against your home or other property you own to come up with downpayment money. You can borrow from friends and family. You can borrow against your car if you owe nothing on it. If you borrow for a “vacation,” and leave whatever you don’t spend in your checking account for a while, you can use it without violating bankers rules about borrowing for a downpayment.
There are usually a few “note buyers” around, even in smaller towns. These investors buy land contracts, mortgage loans and other “notes” at a discount. Say a seller takes a purchase money mortgage from you for $100,000, for example. A note buyer might pay him $85,000 for it. How does that help you or him?
An example: A seller prices his property at $194,000, but expects to sell it for about $180,000. You offer $205,000 (making sure you’ll still get cash flow) in the form of a mortgage for $160,000, and another for
$50,000. You arrange for the sale of the first mortgage at closing for $136,000 to a note buyer. The seller gets $136,000 cash, plus payments from you on the second loan for $50,000. Notice this adds up to $186,000, which is more than he expected to get out of the deal.
These are some of the ways you can buy with zero down. Real estate investing is about making a deal work for all parties. Find ways to get what you want, and get the seller what he wants. That’s more important than having large amounts of cash on hand.
If you are investing in single family homes, and want to do so with zero down, you may also want to read the article on



